No. Your plan's credits reset every month and don't carry over. This is also true on yearly plans: you get a fresh monthly allowance in each month of your term, not one pot for the year.
Credits you add on top of your plan last longer:
- Top-up packs last 90 days from purchase.
- Free credits from Freebies last 12 months from when they're added.
Both are used only after your plan's monthly credits are gone, and neither can be used on the free first listing.
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